Discover an Alternative to Bankruptcy
While the ideas here are not to be taken as legal counsel, it could help you decide if you need to look into bankruptcy any further. Start taking a close look at all the debt you currently manage and also your financial resources. Make a specific list of your monthly expenses. Put down your rent or mortgage payments, car payments, utilities, food, and other essential expenses. Do not include other debt payments such as your credit cards or unsecured loans. Next you'll want to compare your monthly cash flow to your living expenses.
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